SBI Profit & Loss

	Mar 22	Mar 21	Mar 20	Mar 19	Mar 18
I. INCOME
I. INCOME
Interest Earned	289,972.69	278,115.48	269,851.66	253,322.17	228,970.28
Interest / Discount on advances / Bills	177,474.83	176,780.19	185,494.19	166,124.58	144,958.59
Interest on balances with RBI and other Inter-bank funds	4,608.35	4,541.43	3,066.25	1,324.76	2,410.75
Income on investments	93,477.90	87,130.62	74,812.87	80,243.51	75,036.62
Others	14,411.61	9,663.24	6,478.34	5,629.33	6,564.32
Other Income	117,000.40	107,222.41	98,158.99	77,365.19	77,557.39
Commission,exchange and brokerage	24,549.32	23,566.56	23,571.29	22,801.38	22,829.85
Profit / (loss)on sale of investments(net)	6,375.65	7,504.45	9,202.71	3,933.14	14,170.09
Profit on sale of Fixed Assets	-16.40	-28.34	-28.34	-32.36	-30.73
Foreign Exchange Gains	3,530.18	2,457.75	2,581.58	2,209.07	2,522.46
Provisions Written Back	8,286.79	10,700.37	9,568.53	8,607.44	5,522.46
Miscellaneous income	74,274.87	63,021.62	53,263.23	39,846.52	32,543.26
Total Income	406,973.09	385,337.89	368,010.65	330,687.36	306,527.67
II. EXPENDITURE
Interest Expended	156,194.34	156,010.17	161,123.80	155,867.46	146,602.98
Intereston Deposits	141,765.28	143,060.45	148,136.84	140,920.20	136,109.16
Interest on RBI / inter-bank borrowings	7,751.73	6,237.20	7,191.77	10,103.58	5,686.90
Other Interest	6,677.33	6,712.52	5,795.19	4,843.69	4,806.93
Operating Expenses	174,363.43	150,429.60	131,781.56	114,800.31	96,154.52
Payments to and provisions for employees	61,445.13	54,330.83	48,850.54	43,795.01	35,410.62
Rent,Taxes and lighting	5,707.74	5,557.14	5,630.96	5,553.09	5,392.58
Depreciation on Banks property	3,652.68	3,673.43	3,631.44	3,479.97	3,094.39
Depreciation on leased assets	38.59	37.64	30.12	15.92	10.68
Auditor's fees and expenses	283.57	285.25	256.02	307.00	296.38
Law charges	448.57	401.92	488.83	578.53	501.90
Communication Expenses	710.45	492.70	571.68	568.57	671.29
Repairs and Maintenance	1,219.04	1,116.50	1,121.27	1,057.77	971.90
Insurance	74,506.70	62,669.91	49,964.28	40,768.42	32,151.76
Other expenses	26,350.96	21,864.30	21,236.41	18,676.03	17,653.01
Provisions and Contingencies	26,679.74	46,089.32	45,053.61	54,090.34	76,003.97
Provision for investments	3,471.78	2,820.99	628.11	-606.00	8,177.30
Others Provisions	23,207.96	43,268.33	44,425.50	54,696.34	67,826.67
Profit Before Tax	451,821.91	425,846.64	383,722.02	343,710.54	332,083.17
Taxes	13,379.41	8,529.09	11,874.85	2,860.18	-8,046.39
Current Income Tax	12,859.32	12,278.08	4,372.77	1,982.02	1,758.40
Deferred Tax	520.09	-3,748.99	7,502.08	878.16	-9,804.79
Profit After Tax	36,356.17	24,279.72	18,176.83	3,069.07	-4,187.41
Minority Interest	-1,809.30	-1,482.36	-1,372.17	-1,050.91	-807.04
Share of Associate	827.01	-391.90	2,963.14	281.48	438.16
Consolidated Net Profit	35,373.88	22,405.46	19,767.80	2,299.64	-4,556.29
IV. APPROPRIATIONS	43,470.42	21,043.72	11,439.40	-7,641.56	-8,896.33
Transfer to Statutory Reserve	9,769.03	6,287.84	4,538.18	386.06	59.95
Appropriation to Revenue Reserve	1,783.68	-307.48	3,149.19	0.00	0.00
Appropriation to Other Reserves	0.00	0.00	0.00	243.80	921.21
Equity Dividend	6,336.47	3,569.84	0.00	0.00	0.00
Other appropriations	25,580.37	11,489.86	3,743.98	-8,328.40	-9,941.20