KOTAK BANK Profit & Loss

	Mar 22	Mar 21	Mar 20	Mar 19	Mar 18
I. INCOME
I. INCOME
Interest Earned	33,740.40	32,819.83	33,474.16	29,831.22	25,131.08
Interest / Discount on advances / Bills	22,603.32	21,620.53	24,877.11	22,162.73	18,380.86
Interest on balances with RBI and other Inter-bank funds	1,004.38	1,480.91	827.64	735.17	966.80
Income on investments	9,595.02	9,274.97	7,327.31	6,443.81	5,258.25
Others	537.68	443.42	442.10	489.51	525.17
Other Income	25,310.61	23,587.68	16,891.58	16,147.89	13,682.23
Commission,exchange and brokerage	7,719.15	5,691.71	5,873.82	5,498.07	4,672.36
Profit / (loss)on sale of investments(net)	1,851.05	1,767.77	1,547.75	875.76	1,120.35
Profit on sale of Fixed Assets	26.43	38.66	29.42	21.61	47.00
Foreign Exchange Gains	1,904.24	979.68	695.48	763.99	820.71
Miscellaneous income	13,809.74	15,109.86	8,745.10	8,988.46	7,021.81
Total Income	59,051.01	56,407.51	50,365.74	45,979.11	38,813.31
II. EXPENDITURE
Interest Expended	11,553.29	12,966.55	15,900.68	15,186.61	12,466.85
Intereston Deposits	9,276.66	10,085.36	12,028.53	10,963.67	8,849.23
Interest on RBI / inter-bank borrowings	1,047.29	1,271.44	1,261.91	1,765.94	1,382.20
Other Interest	1,229.35	1,609.75	2,610.24	2,456.99	2,235.42
Operating Expenses	30,777.77	27,420.19	20,485.15	19,171.42	16,163.49
Payments to and provisions for employees	7,140.93	5,855.70	5,755.97	4,850.90	4,380.90
Rent,Taxes and lighting	808.88	770.12	768.58	711.33	647.57
Depreciation on Banks property	480.35	461.05	464.89	458.42	383.43
Auditor's fees and expenses	11.01	9.92	10.11	9.94	8.02
Law charges	1,182.85	827.29	971.07	920.38	823.61
Communication Expenses	341.38	233.54	231.51	224.52	191.98
Repairs and Maintenance	815.18	649.54	581.02	511.17	484.15
Insurance	6,542.14	4,680.08	4,003.93	3,270.83	3,016.36
Other expenses	13,455.05	13,932.95	7,698.08	8,213.93	6,227.48
Provisions and Contingencies	771.64	2,852.43	2,558.10	1,045.37	1,024.74
Provision for investments	-79.27	-27.99	180.93	-22.14	208.89
Others Provisions	850.91	2,880.42	2,377.17	1,067.51	815.85
Profit Before Tax	79,047.12	73,713.58	57,508.31	51,009.30	43,534.70
Taxes	4,016.43	3,265.44	2,814.72	3,456.02	3,011.09
Current Income Tax	3,902.83	3,540.16	2,958.87	3,467.14	2,985.64
Deferred Tax	113.60	-274.72	-144.15	-11.12	25.45
Profit After Tax	11,931.87	9,902.90	8,607.08	7,119.70	6,147.14
Minority Interest	0.00	0.00	0.00	0.00	-56.67
Share of Associate	157.52	87.31	-13.72	84.43	110.51
Consolidated Net Profit	12,089.39	9,990.20	8,593.36	7,204.13	6,200.97
IV. APPROPRIATIONS	55,611.61	46,426.05	39,000.40	32,135.26	26,353.53
Transfer to Statutory Reserve	2,143.18	1,741.21	1,486.80	1,216.34	1,021.08
Appropriation to General Reserve	0.00	0.00	0.00	1.75	1.75
Equity Dividend	0.00	0.00	0.00	160.28	114.21
Other appropriations	53,468.43	44,684.84	37,513.60	30,723.91	25,192.69