KOTAK BANK Balance Sheet

	Mar 22	Mar 21	Mar 20	Mar 19	Mar 18	Mar 17
SOURCES OF FUNDS:
Share Capital	1,492.33	1,490.92	1,456.52	1,454.38	952.82	920.45
Preference Capital Paid Up	500.00	500.00	500.00	500.00	0.00	0.00
Share Warrants & Outstandings	31.31	2.16	2.87	2.07	2.17	1.87
Total Reserves	95,641.70	83,345.53	65,677.60	56,825.35	49,533.24	37,570.39
Securities Premium	25,033.97	24,674.58	16,900.18	16,540.10	16,316.88	10,423.34
Capital Reserves	499.77	490.30	475.80	360.96	353.97	329.97
Profit & Loss Account Balances	52,480.43	43,522.21	36,435.85	30,407.04	24,931.13	20,152.56
General Reserves	654.09	654.09	654.09	654.09	652.34	650.59
Other Reserves	16,973.44	14,004.35	11,211.68	8,863.16	7,278.93	6,013.94
Deposits	310,086.89	278,871.41	260,400.21	224,824.26	191,235.80	155,540.00
Demand Deposits	63,521.64	51,421.62	42,148.44	38,279.28	31,710.21	27,466.81
Savings Deposit	124,472.17	117,225.74	104,608.59	79,684.71	65,529.20	41,503.93
Term Deposits / Fixed Deposits	122,093.09	110,224.06	113,643.17	106,860.27	93,996.38	86,569.25
Borrowings	55,148.27	47,738.90	65,576.72	66,438.94	58,603.97	49,689.91
Borrowings From Reserve Bank of India	0.00	0.00	387.00	1,629.00	1,375.00	500.00
Borrowings From Other Banks	22,530.42	18,284.07	31,296.38	19,014.75	15,245.29	15,252.12
Borrowings From Other Financial Institutions	27,422.99	23,697.95	27,029.93	33,633.79	32,609.18	26,582.92
Borrowings in the form of Bonds / Debentures	0.00	0.00	0.00	561.60	887.60	1,187.60
Borrowings From Out of India	5,194.86	5,756.88	6,863.41	11,599.79	8,486.90	6,167.27
Other Liabilities & Provisions	84,097.41	67,405.30	50,058.80	45,626.24	37,392.47	31,990.51
Bills Payable	3,308.61	2,396.54	1,013.48	1,848.17	1,485.13	1,314.76
Interest Accrued	888.13	1,408.26	1,688.06	1,806.61	1,486.63	1,546.40
Other Liabilities & Provisions	79,900.68	63,600.50	47,357.26	41,971.47	34,420.71	29,129.36
Total Liabilities	546,497.91	478,854.22	443,172.71	395,171.25	337,720.47	276,187.56
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	16,049.18	12,528.00	9,513.23	10,910.92	8,933.50	7,512.23
Cash with RBI	14,285.16	11,038.44	7,783.44	9,656.42	7,703.52	6,495.45
Cash in hand & others	1,764.02	1,489.56	1,729.80	1,254.50	1,229.98	1,016.77
Balances with banks and money at call	36,616.31	35,188.62	54,566.61	20,353.54	15,467.13	18,076.32
Investments	164,529.41	156,945.55	111,196.91	103,487.02	90,976.60	68,461.54
Investments in India	162,129.84	155,846.24	110,739.17	103,182.22	90,613.61	68,199.46
GOI/State Govt. Securities	105,753.29	112,120.49	78,443.28	69,220.23	62,308.23	43,143.96
Equity Shares - Corporate	18,116.55	14,106.46	7,836.16	10,577.44	9,939.79	7,886.78
Debentures & Bonds	28,688.11	21,333.37	17,095.67	15,595.37	11,629.27	11,659.96
Subsidiaries and/or joint ventures/Associates	1,307.52	1,153.44	1,066.14	1,092.17	1,007.74	899.59
Units - MF/ Insurance/CP/PTC	8,264.38	7,132.48	6,297.91	6,697.01	5,728.59	4,609.17
Investments outside India	2,399.57	1,099.31	457.74	304.80	362.99	262.08
Government securities	415.86	306.93	375.52	170.60	129.69	32.35
Other investments outside India	1,983.70	792.38	82.23	134.20	233.30	229.73
Advances	304,473.60	252,169.75	249,878.96	243,461.99	205,997.32	167,124.91
Bills Purchased & Discounted	6,787.10	8,550.05	7,778.13	9,142.09	7,105.78	5,803.64
Cash Credit, Over Draft & Loans repayable	93,001.24	76,794.53	58,690.80	59,357.52	50,276.62	41,919.12
Term Loans	204,685.25	166,825.18	183,410.02	174,962.38	148,614.92	119,402.15
Gross block	5,060.14	4,638.64	4,499.79	4,396.36	4,433.65	4,336.70
Premises	1,131.83	1,133.22	1,162.99	1,166.68	1,159.65	1,165.75
Assets Given on Lease	154.06	154.06	154.06	154.06	154.06	154.06
Other Fixed Assets	3,774.26	3,351.37	3,182.75	3,075.62	3,119.94	3,016.89
Less: Accumulated Depreciation	3,150.51	2,898.48	2,638.83	2,512.65	2,683.82	2,581.50
Net Block	1,909.63	1,740.16	1,860.96	1,883.71	1,749.83	1,755.20
Other Assets	22,919.79	20,282.13	16,156.03	15,074.06	14,596.09	13,257.36
Interest Accrued Assets	4,621.65	4,342.14	3,886.78	3,261.93	2,867.39	2,611.69
Tax paid in advance/TDS	20.64	25.58	40.10	24.88	19.75	43.69
Stationery and stamps	11.43	7.87	3.35	1.76	1.90	1.70
Non-banking assets acquired	0.00	0.00	0.00	0.00	6.78	6.78
Deferred tax asset	0.00	0.00	0.06	528.34	501.98	533.36
Assets Others	18,266.07	15,906.54	12,225.74	11,257.15	11,198.28	10,060.14
Total Assets	546,497.91	478,854.22	443,172.71	395,171.25	337,720.47	276,187.56
Contingent Liabilities	274,476.68	202,290.05	190,159.09	217,847.15	209,757.54	196,172.07
Claims not acknowledged as debts	869.38	1,730.98	1,694.66	1,956.74	1,750.05	1,601.60
Outstanding forward exchange contracts	157,502.21	101,444.85	97,590.49	120,071.97	124,177.59	116,620.68
Guarantees given in India	23,743.64	22,984.39	24,120.74	26,799.21	27,424.35	24,989.78
Guarantees given Outside India	11.30	10.97	10.76	10.24	10.00	0.00
Acceptances, endorsements & other obligations	23,269.47	15,879.75	16,607.14	16,773.05	13,525.05	11,515.49
Other Contingent liabilities	69,080.69	60,239.11	50,135.29	52,235.94	42,870.51	41,444.51
Bills for collection	38,709.28	41,272.80	39,518.98	31,852.23	24,255.31	20,318.26