ICICI BANK Profit & Loss

	Mar 23	Mar 22	Mar 21	Mar 20	Mar 19
I. INCOME
I. INCOME
Interest Earned	121,066.81	95,406.87	89,162.66	84,835.77	71,981.65
Interest / Discount on advances / Bills	87,929.24	66,886.54	60,261.69	60,928.31	50,884.83
Interest on balances with RBI and other Inter-bank funds	2,305.46	1,819.60	1,881.72	907.41	927.11
Income on investments	27,905.03	21,990.64	23,264.25	20,971.20	18,102.29
Others	2,927.09	4,710.09	3,755.00	2,028.85	2,067.43
Other Income	65,111.99	62,129.45	72,029.53	64,950.33	59,324.85
Commission,exchange and brokerage	19,648.47	17,288.39	14,023.05	14,194.88	12,605.67
Profit / (loss)on sale of investments(net)	1,273.01	2,314.53	8,125.72	3,688.39	2,489.79
Profit on sale of Fixed Assets	54.26	5.66	-6.34	0.15	-2.20
Foreign Exchange Gains	3,050.90	2,993.31	1,972.12	1,689.85	1,783.79
Miscellaneous income	41,085.35	39,527.56	47,914.98	45,377.07	42,447.80
Total Income	186,178.80	157,536.32	161,192.19	149,786.10	131,306.50
II. EXPENDITURE
Interest Expended	50,543.39	41,166.67	42,659.09	44,665.52	39,177.54
Intereston Deposits	39,476.54	33,613.28	33,719.66	33,224.28	26,995.18
Interest on RBI / inter-bank borrowings	1,338.10	440.20	1,200.11	2,166.49	2,471.77
Other Interest	9,728.75	7,113.19	7,739.32	9,274.75	9,710.59
Operating Expenses	82,439.02	73,151.73	76,271.67	71,517.90	64,258.88
Payments to and provisions for employees	15,234.17	12,341.60	11,050.91	11,156.75	9,425.26
Rent,Taxes and lighting	1,584.66	1,408.59	1,382.95	1,550.58	1,434.77
Depreciation on Banks property	1,514.56	1,330.01	1,326.69	1,169.79	945.84
Depreciation on leased assets	0.00	0.00	13.39	1.42	0.00
Auditor's fees and expenses	24.87	21.96	29.60	28.61	29.49
Law charges	177.19	170.71	207.69	188.18	212.02
Communication Expenses	747.52	709.21	588.43	607.98	560.19
Repairs and Maintenance	3,464.42	2,699.47	2,178.52	2,016.00	1,778.56
Insurance	43,133.97	41,178.86	48,040.64	43,275.85	39,758.48
Other expenses	16,557.68	13,291.31	11,452.86	11,522.73	10,114.28
Provisions and Contingencies	6,939.92	8,976.65	16,377.39	15,014.07	20,461.82
Provision for investments	1,391.70	541.23	-195.00	1,813.65	359.13
Provision for advances	-365.35	6,377.52	11,081.52	8,962.74	17,611.39
Others Provisions	5,913.57	2,057.90	5,490.87	4,237.68	2,491.30
Profit Before Tax	225,014.36	198,498.02	211,182.16	191,652.55	176,849.66
Taxes	11,793.44	8,457.44	5,664.37	7,363.14	1,719.10
Current Income Tax	11,456.44	7,404.45	6,261.18	5,177.81	4,808.28
Deferred Tax	337.00	1,052.99	-596.81	2,185.33	-3,089.18
Profit After Tax	34,463.03	25,783.83	20,219.68	11,225.47	5,689.16
Minority Interest	-1,424.67	-1,428.16	-1,979.65	-1,659.16	-1,434.92
Share of Associate	998.29	754.43	144.29	0.00	0.00
Consolidated Net Profit	34,036.64	25,110.10	18,384.32	9,566.31	4,254.24
IV. APPROPRIATIONS	84,935.49	63,625.70	45,184.31	31,586.42	26,253.40
Transfer to Statutory Reserve	7,974.20	5,834.90	4,048.20	1,982.80	840.90
Appropriation to Revenue Reserve	5,025.57	65.74	1,653.28	68.63	24.52
Appropriation to Other Reserves	0.00	0.00	-7.76	0.37	0.76
Other appropriations	71,935.72	57,725.05	39,490.60	29,534.62	25,387.22