BAJAJ FINSERV Profit & Loss

	Mar 22	Mar 21	Mar 20	Mar 19	Mar 18
INCOME :
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	68,406.08	60,591.20	54,832.60	42,604.00	32,862.37
Interest income	31,318.91	26,933.22	26,504.37	18,776.29	13,736.25
Portfolio management services	278.09	257.81	124.27	63.77	67.66
Dividend income	108.16	87.50	60.84	61.30	43.92
Brokerages & commissions	1,426.09	757.07	1,158.08	772.72	267.51
Processing fees and other charges	1,570.35	1,632.07	1,342.45	921.53	540.60
Other Operating Income	33,704.48	30,923.53	25,642.59	22,008.39	18,206.43
Operating Income (Net)	68,406.08	60,591.20	54,832.60	42,604.00	32,862.37
EXPENDITURE :
Employee Cost	6,559.58	4,698.34	4,755.11	3,801.77	2,744.83
Salaries, Wages & Bonus	5,911.79	4,211.33	4,373.26	3,523.51	2,564.03
Contributions to EPF & Pension Funds	270.94	208.43	195.98	126.51	92.54
Workmen and Staff Welfare Expenses	121.01	100.67	58.17	71.42	39.23
Other Employees Cost	255.84	177.91	127.70	80.33	49.03
Operating & Establishment Expenses	32,709.51	28,081.92	24,443.92	20,017.98	16,405.81
Software & Technical expenses	667.85	402.75	363.61	302.72	253.40
Commission, Brokerage & Discounts	3,442.04	2,614.37	2,206.10	1,692.77	1,281.52
Rent , Rates & Taxes	97.90	78.46	83.92	172.43	126.65
Repairs and Maintenance	147.67	137.70	146.46	112.81	86.83
Insurance	9.18	7.35	4.70	1.46	0.50
Electricity & Power	5.31	9.08	9.60	40.90	32.39
Other Operating Expenses	28,339.56	24,832.21	21,629.53	17,694.89	14,624.52
Administrations & Other Expenses	2,324.42	1,762.50	2,153.99	1,445.25	1,235.16
Professional and legal fees	155.54	146.28	114.17	78.92	38.41
Advertisement & Sales Promotion	1,755.40	1,357.72	1,502.86	864.35	815.02
Other General Expenses	413.48	258.50	536.96	501.98	381.73
Provisions and Contingencies	5,382.34	6,414.21	5,226.96	2,303.70	1,688.55
Loss on disposal of fixed assets(net)	24.84	6.92	0.40	0.00	0.00
Loss on sale of non-trade current investments	0.00	0.00	485.91	0.00	0.00
Other Miscellaneous Expenses	5,357.50	6,407.29	4,740.65	2,303.70	1,688.55
Total Expenditure	46,975.85	40,956.97	36,579.98	27,568.70	22,074.35
Operating Profit (Excl OI)	21,430.23	19,634.23	18,252.62	15,035.30	10,788.02
Other Income	32.90	0.37	4.78	1.57	0.29
Profit on sale of Fixed Assets	32.55	0.00	0.00	0.00	0.00
Others	0.24	0.37	4.78	1.57	0.29
Operating Profit	21,463.13	19,634.60	18,257.40	15,036.87	10,788.31
Interest	9,629.46	9,273.62	9,499.61	6,657.40	4,531.00
Loans	3,098.03	3,766.33	3,669.24	2,146.97	1,290.68
Deposits	2,039.55	1,746.10	1,512.16	868.22	476.41
Bonds / Debentures	4,306.05	3,550.21	4,106.49	3,520.29	2,761.04
Other Interest	185.83	210.98	211.72	121.92	2.87
Depreciation	562.73	498.46	456.79	226.09	159.89
Profit Before Taxation & Exceptional Items	11,270.94	9,862.52	8,301.00	8,153.38	6,097.42
Profit Before Tax	11,270.58	9,862.34	8,301.66	8,154.74	6,098.71
Provision for Tax	2,957.05	2,494.96	2,308.06	2,780.89	1,922.36
Current Income Tax	2,847.31	2,318.51	2,557.12	2,737.84	1,995.48
Deferred Tax	109.74	172.72	-249.06	43.05	-73.12
Other taxes	0.00	3.73	0.00	0.00	0.00
Profit After Tax	8,313.53	7,367.38	5,993.60	5,373.85	4,176.35
Minority Interest	-3,756.76	-2,896.92	-2,624.47	-2,154.81	-1,526.09
Consolidated Net Profit	4,556.77	4,470.46	3,369.13	3,219.04	2,650.26
Equity Dividend %	80.00	60.00	100.00	50.00	35.00
Earnings Per Share	286.34	280.91	211.71	202.28	166.54
Adjusted EPS	28.63	28.09	21.17	20.23	16.65